Under rubble from the Alfred P. Murrah Federal Building in Oklahoma City, 28-year-old loan officer Amy Downs prayed for “a second chance”. Thirty years since the deadliest act of homegrown terrorism in US history killed 168 people, Downs, 58, has a 25-year-old son, has competed in marathons and a triathlon, has a master of business administration and has built a career as a speaker and an author. Downs kept working for the credit union, which changed its name to Allegiance and found a new office in Oklahoma City, and in 2017, became its chief executive. She retired last month. She recently planted a seedling in her front yard from an American elm tree that survived, to remember the victims of the bombing. “Bad things happen, but depending on the choices we make and how we move forward, we might find that the journey and path takes us to an amazing place.”

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