Automatically creating college savings programs for children at birth makes families more likely to save money for their higher education, especially if low-income parents did not attend college, researchers say. The SEED for Oklahoma Kids program randomly created $1,000 development accounts for more than 1,300 children in 2007 and by 2019, those families had saved on average $3,243; in a control group, only a few families created such accounts on their own. A Maine program run privately since 2009 shows similar increased saving. While wealthy families have long used such accounts, the idea of creating them for all children at birth is catching on. Pennsylvania, Nebraska, Illinois, California, Rhode Island and Nevada have created such programs.