In 2018, when Chris and Daisy Quitco brought their baby girl to the pediatrician for a one-month checkup, they didn't expect to get help in putting their finances on a solid basis. Chris made $18 an hour as a repairman, Daisy stayed home with the baby, and they had debt, bad credit scores and lived paycheck to paycheck. After the Quitcos got free daycare for their daughter through Early Head Start, Daisy was able to start working towards her nursing license and Chris got promoted at work. His credit score is now almost perfect. Real benefits of the Harbor-UCLA Medical Center experimental program emerged soon after it started in 2018. Families who worked with financial coaches came to more preventive care visits, missed fewer vaccinations, increased their average income by over $1,700 a month, and saved an average of $850 per month.

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